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Gold Key Roofing — established 1975
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Gold Key crew laying new plywood decking on a roof after the tear off, seen from the air

Florida Certified Roofing Contractor · CCC1329157 · Orlando and Fruitland Park

Roof Replacement Cost
in Florida

What a new roof costs depends on your roof, not a national average. Here’s what goes into a Florida roof price, how to pay for it and where insurance fits, before you get your own number in writing.

Get My Free Roof Inspection Call 407-851-0680

Your exact price comes after a free inspection. No pressure, no expiring discounts.

Water coming in right now? We tarp and stop the leak the same day, then deal with the rest.

Call 407-851-0680Open 24 hours

How Pricing Works at Gold Key

No teaser prices. You get one number, in writing, before anything starts.

  1. Free inspection and measurements

    We measure every slope, check the decking and photograph what we find.

  2. One written price

    Tear off, materials, permit, code upgrades and cleanup, itemized in writing. No pressure and no decision on the spot.

  3. No surprises later

    If we find rotten decking once the old roof is off, your estimate already shows how replacement wood is priced.

  4. Ways to pay

    Pay for your roof outright, or spread the cost out with a payment plan. We’ll walk you through both before any work starts.

Gold Key roofer walking across new board decking during a roof replacement

What Moves the Price of a Florida Roof

Two houses on the same street can get very different prices. These are the reasons, and every one of them shows up in your written estimate.

  • Size. Roofs are measured in squares of 100 square feet. More squares means more material and more labor.

  • Pitch and height. Steep and two story roofs take more safety gear and more time.

  • Material. Architectural shingles cost the least up front; metal and tile cost more and last longer.

  • Tear off and decking. Old layers come off to the deck, and soft or rotten plywood gets replaced before the new roof goes on.

  • Florida code upgrades. On a home built before the Florida Building Code, a reroof adds ring shank nails to the deck and a secondary water barrier. The code requires both.

  • Permit and inspections. Every reroof needs a permit and inspections, and your price includes them.

Get a Ballpark Price in Minutes

Type in your address and the instant quote tool measures your roof from satellite images and shows a price range for each roof type.

It’s an estimate from above. Your written price comes after the free inspection, once we’ve seen your decking and details up close.

Get My Free Roof Inspection

Open Instant Roof Quote

  1. Enter your street address
  2. Check the outline of your roof on the satellite map
  3. See a price range for each roof type
Gold Key team member turning the pages of a roof system guide open to its underlayment page

Roof Financing Options

A roof that’s failing doesn’t have to wait on your budget. Payment plans let you fix it now and pay over time.

  • Through our financing partner. We partner with Hearth, so you can check your payment options online in a few minutes.

  • Plans that fit. Spread the cost into monthly payments that work for your budget, subject to credit approval.

  • My Safe Florida Home. If your home was built before 2008, is your homestead, is insured for $700,000 or less and you qualify by income, this state program can help pay for wind upgrades with a grant of up to $10,000, including a new roof covering when it’s needed for a secondary water barrier. It starts with the program’s own free inspection, approval comes before any work, and grants are paid after the work is done. Funding comes and goes, so check mysafeflhome.com.

  • Tax credits. There’s no federal tax credit for a new roof, so plan without one.

Apply for financing (opens in a new tab)
Creased and lifted gray shingles and one missing shingle on a roof after a windstorm

Roof Insurance Claims: How They Work

If a storm damaged your roof, the claim is between you and your insurance company. Here’s what we do, what they do, and the rules that protect you.

  • You file the claim. Report it directly to your insurance company. In Florida you generally have one year from the date of loss for a new claim, and 18 months for a supplemental one.

  • We document the damage. A free inspection with photos and a written report of what the storm did to your roof.

  • You get an itemized estimate. A detailed, written estimate for the repair or replacement, which we can explain to you and to your adjuster.

  • Your insurer decides coverage. The adjuster inspects, and your insurance company decides what’s covered. Check your coverage with them before you sign any roofing contract.

  • You pay your deductible. Florida law bars any contractor from paying, waiving or rebating your deductible, or offering you a gift for an inspection or a claim.

What Your Neighbors Say About Our Prices

Four people standing arm in arm on a lawn in front of a barn, two of them in Gold Key Roofing shirts
Roofing by neighbors,
for neighbors.

What Your Price Includes

  • 45,000+ Roofs installed
  • 4.9 star Google rating from 564 reviews
  • 2 local offices, Orlando and Fruitland Park
  • 5 Central Florida counties served
  1. One price, in writing

    Tear off, materials, permit, code upgrades and cleanup in one itemized price. No pressure and no expiring discounts.

  2. Decking priced up front

    Your estimate shows how any rotten decking we find is priced, before the old roof comes off.

  3. Permit and code, handled

    We pull the permit, build to current Florida Building Code wind requirements and schedule the inspections with your building department.

  4. Licensed and insured

    Florida Certified Roofing Contractor CCC1329157 and Contractor License CBC60354, with general liability and workers compensation on every job.

  5. Warranties in writing

    Workmanship and manufacturer warranties on paper, backed by a company that has been here since 1975.

  6. Fix it now, pay over time

    Flexible payment plans to fit your budget. See financing options or apply for financing (opens in a new tab).

Roof Cost Questions, Answered

Don’t see your question? Call the office nearest you: Orlando at 407-851-0680 or Fruitland Park at 352-492-0042.

It depends on the size, pitch and material of your roof and the condition of the decking. Shingles cost the least up front; metal and tile cost more and last longer. You get an exact written price after a free inspection.

In squares. One square is 100 square feet of roof, so a 2,000 square foot roof is 20 squares, plus a little extra for waste at the hips and valleys.

Check what each one includes: tear off to the deck, the underlayment, new flashing and drip edge, decking, the permit and cleanup. A low number that leaves those out usually grows once the old roof comes off.

Only your insurance company can say what your policy covers. Policies are generally written for sudden damage from events like wind or hail, not wear and age. We document the damage and give you an itemized estimate.

Some policies have one. By law it can’t be more than 2 percent of your dwelling coverage or half the cost of replacing the roof, whichever is less. It doesn’t apply to a total loss, a hurricane, a tree or other object that punctures the roof deck, or repairs to less than half the roof. Your policy says whether you have one.

If your roof is under 15 years old, an insurance company can’t refuse or decline to renew your policy because of its age alone. For an older roof, an inspection at your cost, by an inspector your insurer approves, that shows five or more years of life left means age alone can’t be the reason. Each insurer sets its own rules beyond that.

Yes. We offer flexible payment plans to fit your budget through our financing partner, Hearth, subject to credit approval.

It can help. Its grants of up to $10,000 cover wind upgrades, including a new roof covering when it’s needed for a secondary water barrier. They go to owners of homesteaded homes built before 2008, insured for $700,000 or less, who qualify by income. It starts with the program’s own inspection, approval comes before any work, and grants are paid after the work is done.

Yes. Your written price includes the permit and the inspections, and we pull the permit for you.

A black Gold Key Roofing truck parked at the office beneath the company’s 50 year sign

Find Out What Your Roof Actually Needs

Call Gold Key Roofing at 407-851-0680

Free inspection, photos of everything we find, and a written price. If a repair will do, that’s what we’ll recommend.

Book your free roof inspection

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